So far, I have driven rental cars in ten countries. Each car is different, but more importantly driving in each country is different.
Ireland is the most expensive place to buy additional insurance for a rental. It could be the very narrow roads and the fact that driving is on the left. You do not drive fast on the roads in Ireland, other than the motorways, but brush a hedge row and you may find that the hedge is hiding a rock wall.
The most expensive country that we have found is Italy. Two other factors are important. First, many cities only allow locals in certain areas, they are patrolled by cameras, and the fines are high. You cannot reenter a European Union without clearing a ticket.
Second, in Italy you are able to take a car into another European country, but it is very expensive to leave off a car in another country. Many people exchange cars at a border if they are not returning.
Germany, Austria. Liechtenstein and Switzerland are pretty straight forward.
Scotland and England are similar to Ireland, but the roads are faster, but one still will find them narrow. Going fast is something we do not enjoy as we like to stop often and see things. We usually take the back roads.
There is no such thing as a wrong turn. We have always been surprised and delighted by what we find in an unplanned turn.
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