We once tried to plan a trip by just listening to others. Others have different values.
Shopping airlines will surprise you in the difference in fare. We did not buy travel insurance for a trip depending on the insurance provided by our credit card and it took months and a call to the state Insurance Commissioner to settle. Without an itinerary you can miss things, but on the other hand you can find surprises. Your card may not include medical expense or evacuation. Plan ahead: you will need to get an all Paris Card, tickets to Park Guell and the Alhambra etc. As for not telling your credit card provider I got a phone call from a lady in Georgia while I was in Gibraltar. I told them I would be in Spain. Forgot that Gibraltar is not Spain. Call your cell-phone carrier and see if your SIM card works or if you need another. It also helps if they tell you when to change cards. The ATM at the airport is always a better rate, plus you will need local cash for some services. Don't over pack, I did this just once. We have had to ask a neighbor to go in and find our passport and mail it to us so we could come home. Do not buy traveler's checks. Hardly anyone accepts them. Remember an extra chip for your camera as you can fill on quickly. Yes, your phone is pretty good but Photoshop is tough. Something will go wrong ...unplanned. It is part of the adventure.
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